Portland’s rainy and cold weather can be a challenge for drivers.
Not only do we have to worry about ice on the roads, but the rain can cause our cars to hydroplane.
Additionally, the cold temperatures can affect our brakes, making them less effective.
Here at Portland Insurance, we like to share car insurance tips on our blog and today we are sharing this guide to winterizing your car along with some more winter car insurance tips.
Winter Auto Insurance – Do this before storing your vehicle
The first thing to do is to ensure that your automobile is insured and that it has appropriate coverage. Keep in mind that you will require a different kind of policy dedicated to a classic car.
It is a necessity in various states to carry minimum insurance even if your car is in storage. It is much better to prevent a lapse in coverage if this doesn’t relate to your case, because an increase in the premium may occur when you want to reinsure your vehicle. In addition, your stored car may be wrecked, even if you don’t make use of it – if a tree were to fall on your garage for instance – and without insurance, you would have to handle repair expenses on your own.
Once you confirm that your vehicle is properly insured, you want to make sure that the oil in your car is at the correct level. If you do not know how to check the oil in your car, you should take it to a mechanic, because you could do more damage to your car. When you are checking the oil in your car, you should also check your tire pressure.
How to Save on Car Insurance During the Winter
You may drop collision coverage (once you are 100% certain that neither you nor your relatives will use your vehicle within the policy period) and leave comprehension only if you desire to decrease the rate.
Nevertheless, those of you who possess an auto loan need to determine if your lienholder calls for you to keep both comprehension and collision coverage.
Maintenance: Prepare your car for storage
There’s more to do after setting up winter car insurance. It is also necessary to prepare your car for hibernation. Take the following steps:
- Fluid maintenance – make sure to replace the oil and its filter to keep the engine from getting damaged and exchange your coolant with an antifreeze type.
- Top up the gas and include a fuel stabilizer to a nearly full gas tank. “If you’re storing a vehicle for six months, fuel stabilizer should help prevent corrosion in the fuel lines and engine,” cars.com says.
- Clean your car meticulously.
- Apply a layer of wax and be certain that there are no rust spots.
- The tires should be filled to the approved pressure – they may lose it progressively as the temperature changes.
- Take the car out for a final drive so the fluids can circulate before storage.
Proper Storage for your Car
You have to carry out appropriate maintenance to find your car operable one you would like to drive again if you are not going to be using it for a period of time. Next, ensure that you store your car appropriately. Remember to:
- Make sure your battery charger is outfitted with a float mode or an automatic off switch so it will not overcharge.
- Take good care of the battery – you can either take it out and keep it somewhere else or purchase a trickle charger that stops the battery from losing power as time goes on.
- Free the parking brake – make use of a fire stopper instead because it may be difficult to unlock the brake afterward.
- Seal the air vents and occlude the exhaust pipe with steel wool to stop small animals and insects from getting into your car.
- Take out the wiper blades to prevent any distortion or wrap them with a cloth.
- Shield your vehicle with a high-quality car cover, preferably a waterproof one if your vehicle will remain outside, and make sure it’s safe in case of strong wind.
Winter Driving Tips to Protect You & Your Vehicle
If you live in an area where it snows and you must drive in it then you know how much of a hassle driving in the snow can be – and dangerous too.
Extra weight on your car’s tires can help you handle the slippery conditions. You may also want to invest in snow tires for your wheels, which are specifically designed to grip the snow.
It is important to accelerate and decelerate slowly while maintaining a 6-10 second following distance from other vehicles. This will ensure you have sufficient time to stop in the snow.
If you do get stuck in the snow, you may need a shovel to dig yourself out.
Over to You
You should plan your preparation for winter storage ahead. It will save you from avoidable damages/expenses and it will help you sleep better at night.
You should also properly maintain and drive your car cautiously during the rainy, icy, and snowy days in the winter.
Everyone wants to find their car in good shape after the winter, so ensure that you follow these steps to avoid any issues that can arise during the cold months and you and your vehicle will survive and thrive during the winter months.