When you purchase a new vehicle you will often be offered Gap insurance coverage by the dealer. This is because new vehicles are subject to high depreciation when you buy them which takes place the moment you drive them off the lot. God forbid you were to crash and total the vehicle on the way …
Winter Car Insurance Tips
Portland’s rainy and cold weather can be a challenge for drivers. Not only do we have to worry about ice on the roads, but the rain can cause our cars to hydroplane. Additionally, the cold temperatures can affect our brakes, making them less effective. Here at Portland Insurance, we like to share …
Home Insurance vs Hazard Insurance
If you have ever applied for a mortgage then you may have heard the term hazard insurance. At every point of the mortgage process, you’ll receive demands from your lender which you must meet before you receive the loan. Most times, one of these demands is that you buy a hazard insurance …
Term vs. Whole Life Insurance: Which Is Best for You?
Here's a quick guide to the pros and cons of term and whole life insurance. Term life and whole life are two popular variations of life insurance policies. While the basic idea of providing much-needed cash in the event of your death is the same, there are some big differences between the costs …
The Biggest Risk To Your Home (And How To Prevent It)
Most people think the biggest risk to their home is a fire or a bad storm. It’s why they buy insurance (and the fact that it’s required by their mortgage lender). But in reality, the biggest concern is protecting your assets from a liability claim. Consider this... Warm weather has arrived and …
